Credit Evaluation Manager Jobs : Posted on March 10, 2025 | Full-time | Bloemfontein, Nelson Mandela Drive | Business & Commercial Banking
Job Overview
Looking for finance jobs near you in Free State? Standard Bank is seeking a Credit Evaluation Manager jobs to join our Business & Commercial Banking team in Bloemfontein. This career opportunity is perfect for qualified professionals with Grade 12 plus relevant financial qualifications who excel in credit risk assessment and lending decisions.
Credit Evaluation Manager Responsibilities
As a Credit Evaluation Manager at Standard Bank Credit Evaluation Manager Jobs, you’ll play a vital role in maintaining our quality lending portfolio while supporting business growth. Your primary responsibilities will include:
- Assessing and evaluating lending applications using sound credit risk principles
- Conducting thorough affordability assessments based on financial principles
- Applying credit policies that support the bank’s asset book growth
- Managing credit losses by ensuring lending principles are correctly applied
- Working within the Bank’s risk appetite parameters
- Evaluating a spectrum of lending products for business segment clients
- Specializing in agricultural lending and commercial finance solutions
- Handling specialized lending, trade finance, debtors finance, and commercial property finance
Qualifications for Credit Evaluation job Position
- Undergraduate Degree in Business Commerce, Finance and Accounting, or Agricultural qualification
- Grade 12/Matric is the minimum educational requirement
- Thorough knowledge and understanding of financial statements
- Strong analytical and decision-making abilities
- Excellent attention to detail and risk assessment skills
- Understanding of legalities associated with lending and collateral
Experience Requirements
- Minimum 5-7 years experience in intuitive credit assessment and decisioning
- Specific expertise in relevant segments and products (business banking and agriculture)
- Demonstrated knowledge of repayment structures and collateral
- Understanding of collection processes within the banking environment
- Experience in agricultural financing highly advantageous
- Domestic/local travel may be required
Behavioral and Technical Competencies
Behavioral:
- Articulating information clearly to stakeholders
- Developing effective lending strategies
- Directing people and processes efficiently
- Embracing change in dynamic financial environments
- Examining information with critical attention to detail
Technical:
- Ensuring regulatory compliance in lending activities
- Implementing robust risk management frameworks
- Building strong stakeholder relationships
- Aligning decisions with strategic objectives
- Contributing to strategic planning and reporting
Why Join Standard Bank’s Credit Team?
This employment opportunity offers excellent career development potential with:
- Competitive salary and benefits package
- Working with South Africa’s leading financial institution
- Opportunity to specialize in agricultural and business lending
- Professional growth in a key financial role
- Contributing to economic development in the Free State region
Application Process
Interested job seekers with the required qualifications should apply online through our recruitment portal. Please reference Job Ref ID: 80329240A-0001 when applying.
All our recruitment processes comply with applicable local laws and regulations. Standard Bank will never ask for money or any form of payment as part of our recruitment process.
For fraud concerns, contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za.
Apply today and advance your career in credit evaluation with Standard Bank Bloemfontein!